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Doctor on a call writing notes while a nurse checks an elderly patient's blood pressure.

Care That's Covered—Without the Confusion

Home health services are typically covered by most insurance plans in Michigan when eligibility criteria are met. Home health must be set up correctly to ensure coverage. BridgeCare verifies your benefits and coordinates all required steps—so care can begin without unnecessary delays.

Insurance coverage

Is this covered by insurance?

In almost all cases, yes. Home health services—such as nursing, therapy, physical therapy and other support at home—are typically covered when they are medically necessary, ordered based on eligibility criteria, and managed by a physician from start to finish. Home health eligibility depends on your insurance and clinical needs. Some plans, including Medicare, require patients to meet homebound criteria. Different home health agencies may focus on specific services and accept different insurance plans. BridgeCare helps navigate these details to match you with the right agency and prevent delays in starting care. BridgeCare's team knows the criteria for each insurance and home health company, provides the physician evaluation to check qualifications, and find the best agency fit. Then we continue to provide ongoing oversight required for services to be approved and covered.

What is usually covered

When eligible, insurance may cover: • Home nursing visits • Physical and occupational therapy • Wound care services • Medical social work • Other skilled services provided in the home Some home health companies also have home aids to assist with basic activities of daily living such as bathing, dressing, and cleaning.

Infographic listing Medicare-covered home health services, featuring a nurse and senior man at home.

As fully credentialed Medicare providers, we work directly with Medicare to evaluate eligibility, complete required documentation, and support approval of home health services. When medically necessary and ordered by a certified physician, Medicare Part A covers skilled nursing and therapy visits at 100%.

Common Coverage Questions

Senior woman using walker smiles at receptionist in a bright, welcoming assisted living lobby.

Not sure if you're covered?

We can review your situation, help verify coverage, and guide next steps.